Commercial Property
Protection for your property—so you can focus on growth.
Your commercial property is one of your biggest investments, and protecting it is essential. From fire and theft to unexpected damage, the right insurance ensures your buildings, equipment, and assets stay secure. We deliver tailored protection, letting you focus on growing your business with peace of mind.
1. What is commercial property insurance?
Commercial property insurance protects your business buildings, equipment, and assets from risks like fire, theft, and unexpected damage.
2. Why do I need commercial property insurance?
Property is one of your biggest business investments. Insurance ensures you’re protected from costly losses and can continue operating smoothly.
3. What does a commercial property policy cover?
Coverage typically includes your building, office equipment, inventory, and sometimes improvements or leased property. Policies can be customized to fit your business.
4. Does commercial property insurance cover natural disasters?
Standard policies often cover fire, storms, and vandalism, but additional coverage may be needed for events like floods or earthquakes.
5. Can I insure multiple properties under one policy?
Yes. Many insurers offer multi-location coverage, which can simplify management and sometimes reduce costs.
6. Does insurance cover tenant-related damage?
Coverage depends on the policy. Most standard policies don’t cover intentional tenant damage, but additional options may be available.
7. How is my property’s value determined for coverage?
Policies typically use the replacement cost or actual cash value of the property and contents to determine coverage limits.
8. What is business income or loss of income coverage?
This coverage can compensate for lost revenue if your property is damaged and your business can’t operate temporarily.
9. How can I lower my commercial property insurance premiums?
Maintaining your property, installing security systems, and bundling policies can help reduce premiums.
10. How can 22 Crowns help with commercial property insurance?
We compare top carriers and provide customized coverage to protect your assets, letting you focus on running your business with confidence.
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