Tailored Restaurant Insurance

Restaurant Insurance that works behind the scenes—just like you do

In the restaurant industry, risk is part of the job—fires, equipment failure, liquor liability, customer injuries, employee claims, and even cyber threats. Having the right insurance isn’t just a safety net—it’s essential protection for your people, property, and profits. That’s why RDMS, powered by 22 Crowns, created a restaurant-built solution that leverages your bookkeeping data to deliver best-in-class coverage at the lowest possible cost..

  • RDMS eliminates the admin work—our team already manages and can distribute the required information to secure and maintain your policy.

  • We understand the unique risks of restaurant operations and the coverages you need.

  • Simple onboarding, digital forms for signature, and proactive renewal management.

  • Access to 100+ carriers ensures competitive pricing

Through our licensed brokerage partner 22 Crowns, we connect you with hundreds of national and regional carriers, ensuring your policy is competitively shopped across the market. We don’t sell one-size-fits-all plans. Instead, we tailor coverage to your specific needs—whether you’re a quick-service concept, fine dining establishment, multi-unit franchise, or ghost kitchen.  Coverage options include:

  • General Liability

  • Liquor Liability

  • Property & Equipment Coverage

  • Workers’ Compensation

  • Employment Practices Liability (EPLI)

  • Business Interruption

  • Cyber Liability

  • Food Contamination & Spoilage

  • Commercial Auto

  • Umbrella Policies

And because RDMS already serves as your bookkeeping and financial partner, we leverage your financial and operational data to automatically re-market your policy at renewal—ensuring you’re never overpaying, and that you remain properly covered as your business evolves.

No extra forms, no redundant data entry, and no time wasted chasing quotes. Just smart, proactive coverage that scales with your business—so you’re protected today, and ready for what’s next.

Want to save money and protect your restaurant? Click ‘GET A QUOTE’ to get started.